Collections
Payment links & checkout
Create secure payment links with your branding, references, and optional line items. Share via email, WhatsApp, or QR codes.
Features
Every tool you need to run payments in one place.
VallioPay is more than a gateway connector. It’s a full payment layer for your business, with features for finance teams, operators, and developers—tailored to how Seychelles companies actually work.
The modern payments stack for local businesses.
From collecting payments to reconciling payouts and integrating with your systems, VallioPay ships with opinionated features that save time across your entire team.
Billing
Built-in invoicing
Issue invoices in SCR with taxes and notes, attach VallioPay payment URLs, and track which invoices are settled or overdue.
Operations
Unified dashboard
Search across all transactions and invoices, filter by status or date, and see everything tied back to a single customer view.
Finance
Reconciliation tools
Export data that aligns with your bank reports so your finance team can match payouts to transactions quickly.
Security
PCI-conscious architecture
Tokenised card details, 3-D Secure flows, and gateway-side card handling keep sensitive data away from your servers.
Developers
API & webhooks
REST/JSON API, sandbox and live keys, sensible error codes, and webhook events for every key payment milestone.
For your whole team
Features that work for finance, operations, and developers.
VallioPay is designed to align how your team actually collaborates on payments. Each department gets features that map to their daily work.
💼 For Finance
- • Export-ready reports aligned with bank settlement cycles.
- • Filter by status, method, date range, and customer.
- • Visibility into refunds, disputes, and failed attempts.
- • Read-only access for auditors and external accountants.
📦 For Operations
- • Create and manage invoices and payment links in one place.
- • Track who has paid, who is pending, and who needs a reminder.
- • Quickly resend links or update contact details.
- • Role-based access so only the right staff can update records.
🧑💻 For Developers
- • REST/JSON API with clear authentication and versioning.
- • Webhook events for payment success, failure, and refunds.
- • Sandbox mode for testing flows without touching live funds.
- • Documentation focused on practical examples, not theory.
Security & Reliability
A feature set built around safety and control.
VallioPay is designed to respect the boundaries of sensitive payment data, while still giving you the insight and control you need across every transaction.
- • Gateway-side card handling and tokenisation.
- • 3-D Secure flows supported where applicable.
- • Role-based access with separate logins per user.
- • Detailed logs of payment events and key actions.
Built to support PCI-conscious implementations
VallioPay is engineered so that your systems never have to directly store card numbers. Instead, we orchestrate secure redirects and token flows between your customer, the gateway, and your backend.
Data separation
Keep card data flows segregated from your application database while still matching payments to customers and invoices.
Audit-friendly
Granular logs help internal teams and auditors trace who did what and when across your payment flows.
Why teams choose VallioPay over DIY gateway integrations.
Instead of building and maintaining multiple one-off integrations, VallioPay lets you centralise payments into a single layer—with features for every team that touches revenue.
- • One place to manage and monitor all online payments.
- • Less engineering time spent on integration edge-cases.
- • Better visibility for finance, support, and management.
- • A roadmap focused on local businesses and compliance.